:root{
  --ink:#0a0f1e;
  --ink2:#374162;
  --ink3:#8892b0;
  --paper:#f8f9fc;
  --white:#ffffff;
  --rule:#e4e8f0;

  --blue:#1046d4;
  --blue2:#0d38b0;
  --blueStrong:#0b2fa0;

  --green:#0d7a4e;
  --gold:#c8922a;
  --gold2:#a87520;

  --max:1140px;
  --serif:'Instrument Serif', Georgia, serif;
  --sans:'DM Sans', system-ui, sans-serif;
}

*,*::before,*::after{ box-sizing:border-box; margin:0; padding:0; }
html{ scroll-behavior:smooth; font-size:16px; }
body{ font-family:var(--sans); background:var(--paper); color:var(--ink); line-height:1.6; -webkit-font-smoothing:antialiased; padding-top:76px; }
@media(max-width:520px){ body{ padding-top:62px; } }
a{ color:inherit; text-decoration:none; }
.wrap{ max-width:var(--max); margin:0 auto; padding:0 32px; }
@media(max-width:600px){ .wrap{ padding:0 20px; } }

/* HEADER */
header{ position:fixed; top:0; left:0; width:100%; z-index:1000; background:rgba(255,255,255,0.85); backdrop-filter:blur(10px); transition:all .25s ease; }
header.scrolled{ background:rgba(255,255,255,0.97); box-shadow:0 8px 28px rgba(10,15,30,.10); border-bottom:1px solid var(--rule); }
.nav{ height:76px; display:flex; align-items:center; justify-content:space-between; }
.brand{ display:flex; align-items:center; flex-shrink:0; }
.logo-mark{ width:200px; display:flex; align-items:center; }
.logo-mark img{ width:200px; display:block; }
.nav-right{ display:flex; align-items:center; gap:10px; }
.btn-nav{ display:inline-flex; align-items:center; gap:8px; padding:10px 18px; border-radius:10px; font-size:13px; font-weight:600; border:none; cursor:pointer; transition:all .2s ease; }
.btn-nav.ghost{ background:transparent; color:var(--ink2); border:1px solid var(--rule); }
.btn-nav.ghost:hover{ background:var(--paper); }
.btn-nav.primary{ background:var(--blue); color:#fff; box-shadow:0 8px 24px rgba(16,70,212,.22); }
.btn-nav.primary:hover{ background:var(--blue2); transform:translateY(-1px); }

/* BUTTONS */
.btn{ display:inline-flex; align-items:center; justify-content:center; gap:10px; padding:14px 24px; border-radius:12px; font-family:var(--sans); font-size:14px; font-weight:600; cursor:pointer; border:none; transition:all .18s ease; text-align:center; }
.btn.primary{ background:var(--blue); color:#fff; box-shadow:0 10px 28px rgba(16,70,212,.22); }
.btn.primary:hover{ background:var(--blue2); transform:translateY(-2px); box-shadow:0 16px 36px rgba(16,70,212,.30); }
.btn.gold{ background:var(--gold); color:#fff; box-shadow:0 10px 28px rgba(200,146,42,.28); }
.btn.gold:hover{ background:var(--gold2); transform:translateY(-2px); box-shadow:0 16px 36px rgba(200,146,42,.36); }
.btn.secondary{ background:var(--white); color:var(--ink); border:1px solid var(--rule); box-shadow:0 4px 12px rgba(10,15,30,.05); }
.btn.secondary:hover{ box-shadow:0 8px 24px rgba(10,15,30,.10); transform:translateY(-1px); }
.btn.green{ background:var(--green); color:#fff; box-shadow:0 10px 28px rgba(13,122,78,.24); }
.btn.green:hover{ background:#0a6640; transform:translateY(-2px); }

/* HERO */
.hero{ position:relative; overflow:hidden; background:#080e1e; min-height:100vh; display:flex; align-items:center; }
.hero-bg{ position:absolute; inset:0; background-image: radial-gradient(ellipse 900px 600px at 75% 35%, rgba(16,70,212,.30) 0%, transparent 65%), radial-gradient(ellipse 600px 800px at 5% 90%, rgba(200,146,42,.10) 0%, transparent 60%); }
.hero-bg::before{ content:''; position:absolute; inset:0; background-image: linear-gradient(rgba(255,255,255,.025) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.025) 1px, transparent 1px); background-size:72px 72px; }
.hero-bg::after{ content:''; position:absolute; bottom:-1px; left:0; right:0; height:140px; background:linear-gradient(to bottom, transparent, var(--paper)); }
.hero-inner{ position:relative; z-index:2; display:grid; gap:48px; padding:100px 0 140px; align-items:center; width:100%; }
@media(min-width:920px){ .hero-inner{ grid-template-columns:1fr 420px; gap:72px; } }
.hero-eyebrow{ display:inline-flex; align-items:center; gap:10px; font-size:11px; font-weight:500; letter-spacing:.1em; text-transform:uppercase; color:rgba(255,255,255,.50); margin-bottom:20px; }
.eyebrow-line{ width:28px; height:1px; background:var(--gold); flex-shrink:0; }
h1{ font-family:var(--serif); font-size:clamp(36px,5vw,58px); line-height:1.06; color:#fff; margin-bottom:20px; font-weight:400; letter-spacing:-.5px; }
h1 em{ color:#f5d98a; font-style:italic; }
.hero-sub{ font-size:17px; color:rgba(255,255,255,.65); max-width:54ch; margin-bottom:36px; line-height:1.70; font-weight:300; }
.hero-accent{ color:rgba(255,255,255,.92); font-weight:500; }
.hero-ctas{ display:flex; flex-wrap:wrap; gap:12px; margin-bottom:40px; }
.hero-trust{ display:flex; align-items:center; flex-wrap:wrap; padding-top:28px; border-top:1px solid rgba(255,255,255,.08); }
.trust-item{ display:inline-flex; align-items:center; gap:6px; font-size:13px; color:rgba(255,255,255,.42); padding-right:18px; transition:color .18s ease; text-decoration:none; }
.trust-item strong{ color:rgba(255,255,255,.75); font-weight:500; }
.trust-item:hover{ color:rgba(255,255,255,.7); }
.trust-item:not(:last-child)::after{ content:''; width:1px; height:13px; background:rgba(255,255,255,.15); margin-left:18px; }
.ti-ic{ width:16px; height:16px; display:inline-flex; color:rgba(255,255,255,.45); }
.ti-ic svg{ width:16px; height:16px; }
.hero-aside{ background:rgba(255,255,255,.055); backdrop-filter:blur(20px); -webkit-backdrop-filter:blur(20px); border:1px solid rgba(255,255,255,.13); border-radius:20px; padding:28px; position:relative; overflow:hidden; box-shadow:0 24px 60px rgba(0,0,0,.22); animation:fadeUp .7s ease .25s both; }
.hero-aside::before{ content:''; position:absolute; top:0; left:0; right:0; height:3px; background:linear-gradient(90deg, var(--gold), #f5d98a); }
.aside-label{ display:block; font-size:11px; font-weight:700; letter-spacing:.10em; text-transform:uppercase; color:#f5d98a; margin-bottom:14px; }
.aside-title-h{ font-size:16px; font-weight:600; color:#fff; margin:0 0 18px; line-height:1.35; }
.check-list{ list-style:none; display:grid; gap:14px; margin:0; padding:0; }
.check-item{ display:flex; gap:12px; align-items:flex-start; }
.check-dot{ width:20px; height:20px; border-radius:6px; background:rgba(245,217,138,.10); border:1px solid rgba(245,217,138,.25); display:flex; align-items:center; justify-content:center; flex-shrink:0; margin-top:2px; }
.check-dot svg{ width:10px; height:10px; stroke:#f5d98a; fill:none; stroke-width:2.5; stroke-linecap:round; stroke-linejoin:round; }
.check-text strong{ display:block; font-size:13px; font-weight:600; color:#fff; margin-bottom:2px; }
.check-text p{ margin:0; font-size:12px; color:rgba(255,255,255,.48); line-height:1.45; }
.aside-tags{ display:flex; flex-wrap:wrap; gap:8px; margin-top:18px; padding-top:16px; border-top:1px solid rgba(255,255,255,.08); }
.tag{ display:inline-flex; align-items:center; font-size:11px; color:rgba(255,255,255,.52); border:1px solid rgba(255,255,255,.13); background:rgba(255,255,255,.05); padding:6px 10px; border-radius:999px; }
.hero-scroll-hint{ position:absolute; bottom:28px; left:50%; transform:translateX(-50%); display:flex; align-items:center; justify-content:center; color:rgba(255,255,255,.25); z-index:3; }
.hero-scroll-hint svg{ width:16px; height:16px; stroke:currentColor; fill:none; stroke-width:1.5; }

@keyframes fadeUp{ from{ opacity:0; transform:translateY(24px); } to{ opacity:1; transform:translateY(0); } }
.hero-left > *{ opacity:0; animation:fadeUp .6s ease forwards; }

/* SHARED SECTION */
.section-label{ display:inline-flex; align-items:center; gap:8px; font-size:11px; font-weight:600; letter-spacing:.08em; text-transform:uppercase; color:var(--blue); margin-bottom:16px; }
.section-label::before{ content:''; display:block; width:22px; height:1px; background:var(--blue); }
h2{ font-family:var(--serif); font-size:clamp(28px,3.5vw,40px); font-weight:400; color:var(--ink); line-height:1.15; margin-bottom:14px; letter-spacing:-.3px; }
h2 em{ font-style:italic; color:var(--blue); }
.section-sub{ font-size:16px; color:var(--ink2); line-height:1.65; max-width:60ch; font-weight:300; }

/* ELEGIBILIDAD */
.elegib-section{ padding:80px 0; }
.elegib-grid{ display:grid; gap:14px; grid-template-columns:repeat(auto-fill, minmax(300px, 1fr)); margin-top:40px; }
.elegib-card{ background:var(--white); border:1px solid var(--rule); border-radius:16px; padding:22px 24px; display:flex; gap:16px; align-items:flex-start; transition:box-shadow .2s, transform .2s, border-color .2s; cursor:default; }
.elegib-card:hover{ box-shadow:0 12px 32px rgba(10,15,30,.08); transform:translateY(-2px); border-color:rgba(200,146,42,.22); }
.elegib-icon{ width:40px; height:40px; border-radius:10px; background:rgba(200,146,42,.10); border:1px solid rgba(200,146,42,.20); display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.elegib-icon svg{ width:18px; height:18px; stroke:var(--gold); fill:none; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; }
.elegib-card h4{ font-size:14px; font-weight:600; color:var(--ink); margin-bottom:4px; }
.elegib-card p{ font-size:13px; color:var(--ink3); line-height:1.55; margin:0; font-weight:300; }

/* RIESGO BAND */
.riesgo-band{ background:linear-gradient(135deg, #070c1c 0%, #0d1a3a 60%, #0b2250 100%); padding:80px 0; }
.riesgo-inner{ display:grid; gap:48px; align-items:center; }
@media(min-width:900px){ .riesgo-inner{ grid-template-columns:1fr 1fr; gap:64px; } }
.riesgo-inner .section-label{ color:rgba(255,255,255,.5); }
.riesgo-inner .section-label::before{ background:var(--gold); }
.riesgo-inner h2{ color:#fff; }
.riesgo-inner .section-sub{ color:rgba(255,255,255,.60); font-size:15px; }
.riesgo-list{ list-style:none; display:grid; gap:12px; margin-top:24px; }
.riesgo-list li{ display:flex; gap:12px; align-items:flex-start; font-size:14px; color:rgba(255,255,255,.72); line-height:1.55; }
.riesgo-list li::before{ content:''; flex-shrink:0; margin-top:7px; width:6px; height:6px; border-radius:50%; background:var(--gold); }
.riesgo-ctas{ display:flex; flex-wrap:wrap; gap:12px; margin-top:32px; }
.riesgo-ctas .btn.secondary{ background:rgba(255,255,255,.08); color:#fff; border-color:rgba(255,255,255,.18); }
.riesgo-ctas .btn.secondary:hover{ background:rgba(255,255,255,.13); }
.riesgo-stats{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.riesgo-stat{ background:rgba(255,255,255,.04); border:1px solid rgba(255,255,255,.08); border-radius:16px; padding:24px 20px; text-align:center; }
.riesgo-stat .val{ font-family:var(--serif); font-size:44px; font-weight:400; color:#fff; line-height:1; margin-bottom:8px; }
.riesgo-stat .val span{ font-size:26px; color:var(--gold); }
.riesgo-stat .lbl{ font-size:12px; color:rgba(255,255,255,.40); letter-spacing:.04em; line-height:1.4; }

/* QUÉ INCLUYE */
.incluye-section{ padding:80px 0; }
.incluye-grid{ display:grid; gap:48px; align-items:center; margin-top:48px; }
@media(min-width:900px){ .incluye-grid{ grid-template-columns:1fr 1fr; gap:72px; } }
.incluye-image{ position:relative; border-radius:20px; overflow:hidden; aspect-ratio:4/3; box-shadow:0 32px 72px rgba(10,15,30,.14); }
.incluye-image img{ width:100%; height:100%; object-fit:cover; display:block; transition:transform .6s ease; }
.incluye-image:hover img{ transform:scale(1.04); }
.img-caption{ position:absolute; bottom:0; left:0; right:0; padding:20px 20px 16px; background:linear-gradient(transparent, rgba(10,15,30,.72)); font-size:11px; color:rgba(255,255,255,.55); letter-spacing:.04em; }
.img-caption strong{ color:rgba(255,255,255,.85); font-weight:500; }
.cards-stack{ display:grid; gap:14px; }
.card-feature{ background:var(--white); border:1px solid var(--rule); border-radius:16px; padding:22px 24px; display:flex; gap:16px; align-items:flex-start; transition:box-shadow .2s ease, transform .2s ease; }
.card-feature:hover{ box-shadow:0 12px 32px rgba(10,15,30,.08); transform:translateY(-2px); }
.card-num-sm{ font-family:var(--serif); font-size:32px; font-weight:400; color:#c0c8de; line-height:1; flex-shrink:0; width:36px; }
.card-feature h4{ font-size:15px; font-weight:600; color:var(--ink); margin-bottom:6px; }
.card-feature p{ font-size:13px; color:var(--ink2); line-height:1.6; font-weight:300; margin:0; }

/* ZONA STRIP */
.zona-strip{ position:relative; overflow:hidden; height:400px; }
.zona-strip img{ width:100%; height:100%; object-fit:cover; object-position:center 50%; display:block; }
.zona-overlay{ position:absolute; inset:0; background:linear-gradient(105deg, rgba(8,14,30,.88) 35%, rgba(8,14,30,.40) 100%); display:flex; justify-content:center; align-items:center; }

/* EVALUACIÓN */
.eval-section{ padding:80px 0; }
.panel{ background:var(--white); border:1px solid var(--rule); border-radius:20px; padding:36px; box-shadow:0 16px 40px rgba(10,15,30,.06); }
.panel-header{ margin-bottom:28px; }
.panel-header h3{ font-family:var(--serif); font-size:24px; font-weight:400; color:var(--ink); margin-bottom:8px; }
.panel-header p{ font-size:14px; color:var(--ink3); line-height:1.55; font-weight:300; }
.q-block{ margin-bottom:20px; }
.q-block:last-of-type{ margin-bottom:0; }
.q-label{ display:block; font-size:13px; font-weight:600; color:var(--ink); margin-bottom:10px; }
.opts{ display:flex; flex-wrap:wrap; gap:8px; }
.opt{ display:inline-flex; gap:8px; align-items:center; padding:8px 14px; border-radius:999px; border:1px solid var(--rule); background:var(--paper); cursor:pointer; font-size:13px; color:var(--ink2); transition:all .14s ease; user-select:none; }
.opt input{ accent-color:var(--blue); }
.opt:has(input:checked){ border-color:rgba(16,70,212,.30); background:rgba(16,70,212,.07); color:var(--ink); }
.panel-actions{ display:flex; flex-wrap:wrap; gap:10px; margin-top:24px; padding-top:24px; border-top:1px solid var(--rule); }
.panel-actions .btn{ flex:1; min-width:140px; }
.form-grid{ display:grid; gap:14px; }
.row-2{ display:grid; grid-template-columns:1fr; gap:14px; }
@media(min-width:500px){ .row-2{ grid-template-columns:1fr 1fr; } }
.field label{ display:block; font-size:12px; font-weight:600; color:var(--ink2); letter-spacing:.03em; margin-bottom:6px; }
.field input, .field select, .field textarea{ width:100%; padding:11px 14px; border:1px solid var(--rule); border-radius:10px; background:var(--paper); color:var(--ink); font-family:var(--sans); font-size:14px; outline:none; transition:border-color .15s, box-shadow .15s; }
.field input:focus, .field select:focus, .field textarea:focus{ border-color:rgba(16,70,212,.40); box-shadow:0 0 0 3px rgba(16,70,212,.08); background:var(--white); }
.field textarea{ min-height:90px; resize:vertical; }
.field input.error, .field select.error{ border-color:#e53e3e; box-shadow:0 0 0 3px rgba(229,62,62,.10); }
.field-error{ font-size:11px; color:#e53e3e; margin-top:5px; display:none; }
.field-error.visible{ display:block; }
.hidden{ display:none !important; }
.thanks{ background:rgba(13,122,78,.07); border:1px solid rgba(13,122,78,.20); border-radius:12px; padding:16px 18px; font-size:14px; color:var(--green); line-height:1.5; }
.form-note{ font-size:12px; color:var(--ink3); line-height:1.5; }

/* PROCESO */
.proceso-section{ padding:48px 0 72px; }
.steps{ display:grid; grid-template-columns:1fr 40px 1fr 40px 1fr; align-items:start; gap:0; margin-top:44px; }
.step-arrow{ display:flex; flex-direction:column; align-items:center; padding-top:52px; opacity:0; animation:fadeUp .4s ease forwards; }
.step-arrow svg{ width:22px; height:22px; color:var(--rule); flex-shrink:0; transition:color .3s ease; }
.step{ background:var(--white); border:1px solid var(--rule); border-radius:20px; padding:32px 28px 30px; position:relative; overflow:hidden; cursor:default; transition:box-shadow .25s ease, border-color .25s ease, transform .25s ease; opacity:0; animation:fadeUp .55s cubic-bezier(.4,0,.2,1) forwards; }
.step::before{ content:attr(data-num); position:absolute; right:-6px; bottom:-18px; font-family:var(--serif); font-size:120px; font-weight:400; line-height:1; color:var(--gold); opacity:.04; pointer-events:none; user-select:none; transition:opacity .3s ease; letter-spacing:-4px; }
.step::after{ content:''; position:absolute; top:0; left:0; right:0; height:3px; background:linear-gradient(90deg, var(--gold), #f5d98a); transform:scaleX(0); transform-origin:left; transition:transform .35s cubic-bezier(.4,0,.2,1); border-radius:20px 20px 0 0; }
.step:hover{ box-shadow:0 16px 48px rgba(10,15,30,.09); border-color:rgba(200,146,42,.22); transform:translateY(-3px); }
.step:hover::before{ opacity:.07; }
.step:hover::after{ transform:scaleX(1); }
.step-badge{ display:inline-flex; align-items:center; gap:6px; font-size:11px; font-weight:600; letter-spacing:.07em; text-transform:uppercase; color:var(--gold); background:rgba(200,146,42,.10); padding:4px 10px 4px 6px; border-radius:999px; margin-bottom:20px; }
.step-badge-dot{ width:5px; height:5px; border-radius:50%; background:var(--gold); opacity:.7; }
.step-icon{ width:44px; height:44px; border-radius:12px; background:rgba(200,146,42,.08); border:1px solid rgba(200,146,42,.18); display:flex; align-items:center; justify-content:center; margin-bottom:18px; transition:background .25s, border-color .25s; }
.step:hover .step-icon{ background:rgba(200,146,42,.14); border-color:rgba(200,146,42,.30); }
.step-icon svg{ width:20px; height:20px; stroke:var(--gold); fill:none; stroke-width:1.6; stroke-linecap:round; stroke-linejoin:round; }
.step h4{ font-size:16px; font-weight:600; color:var(--ink); margin-bottom:10px; line-height:1.35; position:relative; z-index:1; }
.step p{ font-size:13.5px; color:var(--ink2); line-height:1.7; font-weight:300; margin:0; position:relative; z-index:1; }
.steps > :nth-child(1){ animation-delay:.05s; }
.steps > :nth-child(2){ animation-delay:.15s; }
.steps > :nth-child(3){ animation-delay:.20s; }
.steps > :nth-child(4){ animation-delay:.30s; }
.steps > :nth-child(5){ animation-delay:.35s; }

/* FOOTER */
footer{ background:var(--ink); color:rgba(255,255,255,.5); font-size:13px; }
.footer-cta-band{ position:relative; overflow:hidden; background:linear-gradient(135deg, var(--blueStrong) 0%, var(--blue) 55%, #2060f0 100%); padding:64px 0; }
.footer-cta-band::before{ content:''; position:absolute; inset:0; background-image: radial-gradient(ellipse 800px 400px at 10% 50%, rgba(255,255,255,.07) 0%, transparent 70%), radial-gradient(ellipse 600px 300px at 90% 50%, rgba(10,15,30,.25) 0%, transparent 70%); pointer-events:none; }
.footer-cta-inner{ position:relative; z-index:2; display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:32px; }
.footer-cta-eyebrow{ display:inline-flex; align-items:center; gap:8px; font-size:11px; font-weight:600; letter-spacing:.12em; text-transform:uppercase; color:rgba(255,255,255,.55); }
.footer-cta-eyebrow::before{ content:''; display:block; width:20px; height:1px; background:rgba(255,255,255,.4); }
.footer-cta-inner h3{ font-family:var(--serif); font-size:clamp(22px,2.8vw,34px); font-weight:400; color:#fff; line-height:1.18; margin:0; letter-spacing:-.2px; }
.footer-cta-inner h3 em{ font-style:italic; color:rgba(255,255,255,.78); }
.footer-cta-pills{ display:flex; flex-wrap:wrap; gap:8px; margin-top:4px; }
.footer-pill{ display:inline-flex; align-items:center; gap:6px; font-size:12px; color:rgba(255,255,255,.6); background:rgba(255,255,255,.10); border:1px solid rgba(255,255,255,.15); padding:5px 12px; border-radius:999px; }
.footer-pill svg{ width:11px; height:11px; stroke:rgba(255,255,255,.7); fill:none; stroke-width:2; stroke-linecap:round; stroke-linejoin:round; flex-shrink:0; }
.footer-cta-right{ display:flex; flex-direction:column; align-items:flex-end; gap:12px; }
.footer-cta-btn{ display:inline-flex; align-items:center; gap:10px; padding:16px 28px; border-radius:14px; background:#fff; color:var(--blue); font-family:var(--sans); font-size:14px; font-weight:700; cursor:pointer; border:none; white-space:nowrap; box-shadow:0 16px 40px rgba(0,0,0,.20); transition:transform .2s ease, box-shadow .2s ease; }
.footer-cta-btn:hover{ transform:translateY(-3px); box-shadow:0 24px 52px rgba(0,0,0,.28); }
.footer-cta-btn svg{ width:16px; height:16px; stroke:var(--blue); fill:none; stroke-width:2; stroke-linecap:round; stroke-linejoin:round; transition:transform .2s ease; }
.footer-cta-btn:hover svg{ transform:translateX(3px); }
.footer-cta-note{ font-size:11px; color:rgba(255,255,255,.40); letter-spacing:.02em; }
.footer-body{ padding:60px 0 44px; display:grid; grid-template-columns:1fr; gap:40px; border-top:1px solid rgba(255,255,255,.06); }
@media(min-width:700px){ .footer-body{ grid-template-columns:2fr 1fr 1fr; gap:56px; } }
.footer-logo img{ width:150px; height:auto; object-fit:contain; display:block; filter:brightness(0) invert(1); opacity:.75; margin-bottom:20px; }
.footer-tagline{ font-size:14px; color:rgba(255,255,255,.50); line-height:1.65; font-weight:300; max-width:30ch; margin-bottom:20px; }
.footer-trust{ display:flex; flex-direction:column; gap:8px; }
.footer-trust-item{ display:flex; align-items:center; gap:9px; font-size:12px; color:rgba(255,255,255,.38); }
.footer-trust-item svg{ width:14px; height:14px; stroke:rgba(255,255,255,.28); fill:none; stroke-width:2; stroke-linecap:round; stroke-linejoin:round; flex-shrink:0; }
.footer-col-title{ display:block; font-size:10px; font-weight:700; letter-spacing:.10em; text-transform:uppercase; color:rgba(255,255,255,.25); margin-bottom:18px; padding-bottom:12px; border-bottom:1px solid rgba(255,255,255,.06); }
.footer-list{ list-style:none; display:grid; gap:12px; }
.footer-list li{ color:rgba(255,255,255,.45); font-size:13px; line-height:1.5; display:flex; align-items:flex-start; gap:8px; }
.footer-list li svg{ width:13px; height:13px; stroke:rgba(255,255,255,.22); fill:none; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; flex-shrink:0; margin-top:2px; }
.footer-list li strong{ color:rgba(255,255,255,.70); font-weight:500; }
.footer-list li a{ color:inherit; text-decoration:none; transition:color .15s ease; }
.footer-list li a:hover{ color:rgba(255,255,255,.75); }
.footer-offices{ margin-top:16px; padding:14px 16px; background:rgba(255,255,255,.04); border:1px solid rgba(255,255,255,.07); border-radius:12px; }
.footer-offices span{ display:block; font-size:10px; font-weight:600; letter-spacing:.08em; text-transform:uppercase; color:rgba(255,255,255,.22); margin-bottom:6px; }
.footer-offices p{ font-size:13px; color:rgba(255,255,255,.52); font-weight:500; }
.footer-bottom{ padding:18px 0; border-top:1px solid rgba(255,255,255,.06); display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:10px; font-size:11px; color:rgba(255,255,255,.22); letter-spacing:.01em; }
.footer-bottom-right{ display:flex; align-items:center; gap:18px; }

/* WA FLOAT */
.wa-float{ position:fixed; bottom:28px; right:24px; z-index:300; display:flex; align-items:center; gap:10px; }
.wa-bubble{ background:#25d366; width:56px; height:56px; border-radius:999px; display:flex; align-items:center; justify-content:center; box-shadow:0 8px 24px rgba(37,211,102,.40); cursor:pointer; transition:transform .2s ease, box-shadow .2s ease; text-decoration:none; }
.wa-bubble:hover{ transform:scale(1.08); box-shadow:0 12px 32px rgba(37,211,102,.50); }
.wa-bubble svg{ width:28px; height:28px; fill:#fff; }
.wa-label{ background:#fff; padding:8px 14px; border-radius:999px; font-size:13px; font-weight:600; color:#075e54; box-shadow:0 4px 16px rgba(0,0,0,.12); white-space:nowrap; display:none; }
.wa-float:hover .wa-label{ display:block; animation:waLabelIn .25s ease forwards; }
@keyframes waLabelIn{ from{ opacity:0; transform:translateX(8px); } to{ opacity:1; transform:translateX(0); } }

.sticky-bar{ display:none !important; }

/* RESPONSIVE */
@media(max-width:780px){ .steps{ grid-template-columns:1fr; gap:12px; } .step-arrow{ transform:rotate(90deg); padding-top:0; height:32px; justify-content:center; } .step{ animation-delay:0s !important; } }
@media(max-width:900px){ .riesgo-inner{ grid-template-columns:1fr; } .riesgo-stats{ grid-template-columns:1fr 1fr; } .riesgo-ctas{ flex-direction:column; } .riesgo-ctas .btn{ width:100%; justify-content:center; } }
@media(max-width:680px){ .footer-cta-inner{ flex-direction:column; align-items:flex-start; gap:24px; } .footer-cta-right{ align-items:flex-start; width:100%; } .footer-cta-btn{ width:100%; justify-content:center; } .footer-bottom{ flex-direction:column; align-items:flex-start; gap:8px; } }
@media(max-width:520px){ .nav{ height:62px; } .logo-mark{ width:150px; } .logo-mark img{ width:150px; } .btn-nav{ padding:8px 12px; font-size:12px; } .hero-inner{ padding-top:20px !important; padding-bottom:80px !important; gap:28px; } .hero-ctas{ flex-direction:column; align-items:stretch; } .hero-ctas .btn{ width:100%; justify-content:center; padding:16px 22px; font-size:15px; } .hero-aside{ padding:24px; } .zona-strip{ height:auto !important; } .zona-strip img{ position:absolute; inset:0; width:100%; height:100%; object-fit:cover; } .zona-overlay{ position:relative !important; padding:44px 20px !important; } }