{"id":1538,"date":"2021-01-22T16:32:12","date_gmt":"2021-01-22T16:32:12","guid":{"rendered":"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/?p=1538"},"modified":"2021-01-22T16:32:14","modified_gmt":"2021-01-22T16:32:14","slug":"modalidad-40-del-imss-subira-por-reforma-de-pension","status":"publish","type":"post","link":"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/","title":{"rendered":"Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n"},"content":{"rendered":"\n<p>Con la Reforma al sistema de pensiones propuesta por el Presidente L\u00f3pez Obrador y aprobada por Diputados y Senadores, el costo de la Modalidad 40 se incrementar\u00e1. Esto debido a que la reforma contempla incrementar a\u00f1o con a\u00f1o el monto de pago del concepto de Cesant\u00eda en Edad Avanzada y Vejez.<\/p>\n\n\n\n<p>Al incrementar la carga patronal, aquellos trabajadores que no tengan patr\u00f3n y que paguen de manera voluntaria su Modalidad 40, tendr\u00e1n que pagar mucho m\u00e1s de lo que hab\u00eda proyectado.<\/p>\n\n\n\n<p>Actualmente, por Modalidad 40 se paga un 10.075 por ciento de la pensi\u00f3n que se busca obtener. Ese 10.075 por ciento se compone de la siguiente forma:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"768\" height=\"590\" src=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/modalidad-40.jpg\" alt=\"https:\/\/heraldodemexico.com.mx\/u\/fotografias\/m\/2021\/1\/14\/f768x1-305200_305327_35.jpg\" class=\"wp-image-1540\" srcset=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/modalidad-40.jpg 768w, https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/modalidad-40-300x230.jpg 300w, https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/modalidad-40-100x77.jpg 100w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p>Con la reforma, la cuota de Cesant\u00eda en Edad Avanzada y Vejez ir\u00e1 aumentando a\u00f1o con a\u00f1o, a partir del 01 de enero de 2023, al pasar del 3.15 por ciento actual a un 11.88 por ciento en 2030.<\/p>\n\n\n\n<p>De esta forma, la cuota de la Modalidad 40 se ir\u00e1 incrementando, aunque esto no necesariamente se reflejar\u00e1 en mejores pensiones para el ahorrador.<\/p>\n\n\n\n<p>Con estos incrementos, lo que logra el trabajador con una pensi\u00f3n topada a 25 UMAS, es que la pensi\u00f3n permanezca en un buen nivel, pero ya no se ir\u00e1 incrementando como antes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Con la Reforma al sistema de pensiones propuesta por el Presidente L\u00f3pez Obrador y aprobada por Diputados y Senadores, el costo de la Modalidad 40 se incrementar\u00e1. Esto debido a que la reforma contempla incrementar a\u00f1o con a\u00f1o el monto de pago del concepto de Cesant\u00eda en Edad Avanzada y Vejez. Al incrementar la carga [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1541,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n - Quer\u00e9taro Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n\" \/>\n<meta property=\"og:description\" content=\"La reforma contempla incrementar a\u00f1o con a\u00f1o el monto de pago del concepto de Cesant\u00eda en Edad Avanzada y Vejez.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\" \/>\n<meta property=\"og:site_name\" content=\"Quer\u00e9taro Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mayacontadoresqro\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-22T16:32:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-22T16:32:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/qro-22-01.png\" \/>\n\t<meta property=\"og:image:width\" content=\"626\" \/>\n\t<meta property=\"og:image:height\" content=\"417\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"monterrey1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n\" \/>\n<meta name=\"twitter:description\" content=\"La reforma contempla incrementar a\u00f1o con a\u00f1o el monto de pago del concepto de Cesant\u00eda en Edad Avanzada y Vejez.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/wp-content\/uploads\/sites\/3\/2021\/01\/qro-22-01.png\" \/>\n<meta name=\"twitter:creator\" content=\"@MayaContadoresSC\" \/>\n<meta name=\"twitter:site\" content=\"@MayaContadoresSC\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"monterrey1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\"},\"author\":{\"name\":\"monterrey1\",\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/#\/schema\/person\/79ad01501ba64beac622087e9f43064b\"},\"headline\":\"Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n\",\"datePublished\":\"2021-01-22T16:32:12+00:00\",\"dateModified\":\"2021-01-22T16:32:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\"},\"wordCount\":214,\"publisher\":{\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\",\"url\":\"https:\/\/www.mayacontadores.com\/multi-blog-admin\/queretaro\/modalidad-40-del-imss-subira-por-reforma-de-pension\/\",\"name\":\"Modalidad 40 del IMSS subir\u00e1 por reforma de pensi\u00f3n - 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